EMI Calculator - Calculate Equated Monthly Installment (EMI) for Home Loan / Housing Loan, Car Loan & Personal Loan in India (with interactive charts)

Enter the amount of EMI that you can pay every month, the interest rate charged by your bank and the preferred tenure, the loan amount calculator will tell you how much you can afford to borrow. Read more about factors that influence the amount you can borrow.

The calculations are with you. If you want to understand how interest rate changes and prepayments affect your pocket, you can rely on our Home Loan EMI Calculator or these basic spreadsheet calculations to assess the impact.

By entering the transaction amount, interest rate, tenure, and processing fees, you can quickly determine your EMI, understand the total cost of the credit card loan, and view the complete amortization schedule, including applicable GST (Goods and Services Tax).

Using our Home Loan EMI Calculator, you can calculate how much monthly and total expenditure you really incur by purchasing a home using your bank home loan. Home Loan Details includes single premium loan insurance and processing fees.

Feb 14, 2025 · For instance, for a home loan of Rs 50 lacs for 25 years, the total EMI outgo (assuming no change in interest and no prepayment) would be Rs 1.26 crores. Removing Rs 50 lacs of principal, Rs 76 lacs goes towards interest payment over 25 years.

Oct 5, 2018 · Bajaj Finserv EMI Card is a unique product where your purchase amount is automatically converted into EMIs. You can think of the product structure as a pre-approved loan. You can swipe or use the card (where the card is accepted) and the purchase amount will automatically be converted into EMIs.

Apr 3, 2017 · Though a home loan repayment schedule can be structured in any way, I will discuss two of the most common types of repayment schedules viz. Pre-EMI and Full EMI repayment schedules. I will compare the two methods and see which method is better.

Mar 31, 2025 · Fixed rates: Fixed rate loans result in predictable EMIs throughout the loan tenure, but potentially higher initial rates and missed savings if rates fall. Pre-closure and prepayment penalties could apply.

Usually 30 to 45% of your monthly gross income can be utilised for paying EMI, which in turn decides the amount of loan that you can borrow. Expenses : Your monthly expenditure determines the amount of money you are left with which you can utilise to repay your loan.