Here’s what to know about taking Social Security and the trade-offs between claiming your benefit before, during or after your full retirement age. When should you start collect

You can claim your retirement benefit at any time from the age of 62 up until age 70. Most experts recommend delaying your benefit to increase your benefit amount, but in some cases, it could

The Social Security retirement age increased in 2025. Find out what this means for you, how it affects your benefits, and the best time to claim Social Security.

As a final thought, 67 years of age is the full retirement for all American workers born in 1960 or later, but you can wait until as late as age 70 to start collecting your benefit. For each year you wait beyond full retirement age, your Social Security benefit will be permanently increased by 8%, so you could get as much as 24% more for waiting.

Key Points You must claim Social Security benefits at your full retirement age to get your standard benefit. Your full retirement age is based on your birth year. Early filing penalties or delayed retirement credits apply if you claim before or after

Claiming Social Security at 62 is popular strategy because it gives recipients the most checks. At the same time, it reduces the size by up to 30%.

Working while collecting Social Security can make good sense for some seniors. Those who want to work part-time but still enjoy the retirement lifestyle may decide that Social Security is a good way to supplement their paychecks.

For millions of Americans, the Social Security retirement check is a lifeline. However, certain overlooked factors can jeopardize this crucial income source. Understanding these risks is essential for a secure retirement.