FICO has seen a nearly 70% increase in users accessing their FICO® Score 8 for free via myFICO over the past year. As the creator of the credit score that is used by the 90% of top U.S. lenders ...

On the other hand, FICO 8 does not factor rent into your credit score calculations regardless ... VantageScore 4.0's new calculation distribution changes slightly. Here's the full breakdown ...

The differing models are often applied to specific situations. The FICO score 8 is most common for general lending. The FICO auto score is used by auto lenders. The FICO 2, 4 and 5 models are most ...