Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

Mortgage lenders weigh your credit score heavily when deciding whether to approve your application and what rate to offer you. Your credit score is a three-digit number that can range from 300 to 850.

One factor they consider is your credit score, a three-digit number calculated by analyzing your financial actions — such as debt and payment history, the age of your accounts and your credit mix.

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

Did you apply for a credit card and it was declined because of a poor credit score? Else, you want to apply for a personal loan and realised that your credit score is too poor to make the cut.